All the things you need to know about Dental Financing and Payment Plans options in Melbourne
How to Get Financing for Dental work?
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Going to the dentist is probably not your favourite activity, but a big price tag can make dental care feel even more painful, especially if you have a neglected oral health, haven’t been to dentist for very long time or just simply in need of Smile transformation and full mouth reconstruction treatment.
If you’re having trouble paying for expensive but necessary dental care, you’re likely not alone. If you can’t afford to pay for necessary dental treatment upfront, Let’s look at what your options may be for dental financing.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Dental Payment Plans
Payment plans are essentially loans, which can support you in managing the high cost of dental treatment. Rather than paying for your dental work in an upfront lump sum, a payment plan allows you to pay in instalments over a period of time. It reduces the total amount that you have to pay for dental treatment, which will make your payment plan’s instalments even more affordable.
It is essential to get the dental care you need as soon as possible, because untreated issues often require more complicated, costly procedures in the future. Many approved dentists may be able to offer flexible payment plans, to help you manage the cost of your treatment.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
What Dental Treatments Can Be Covered With A Payment Plan?
Payment plans can be used for a wide range of treatments, encompassing almost any work involving your teeth and gums or broader oral health. You can use a payment plan for general dentistry, including major treatments like root canals and dental implants. Plans can also cover cosmetic dentistry, including teeth whitening, crowns, and veneers, amongst many other procedures. You can use a plan for orthodontics, including all types of braces. Even less common treatments can sometimes be covered, including dental solutions for snoring and sleep apnoea.
However, be aware that dentists may only accept payment plans for significant procedures with high costs. Indeed, some plans are only available in thousand-dollar increments: minor procedures with low costs, such as check-ups, are unlikely candidates.
Personal loan
A personal loan can be used to pay for a range of personal expenses, which can include dental work and medical treatment. These loans are typically unsecured loans, which mean the lender doesn’t require any collateral to secure the loan. Because of this, the lender will typically consider many factors — including your credit history — to determine whether you’ll be able to repay the loan.
If you’ve got lower credit scores, you may end up paying higher interest rates or may be denied a loan outright.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Provider financing
Some dentists may also offer the opportunity to apply for payment plans and in-house financing through third-party lenders. The terms and details will vary based on each loan provider.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Alternatives to dental financing
If you don’t think you’ll qualify for dental financing or you’re worried about paying for the care that you need — even with financing — you can consider other options.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Ask friends and family for help
It can be uncomfortable to ask, but if you’re struggling to find financing and you really need dental care, turning to friends and family may be an option worth considering. They may be able to lend you money. Or, if they have good credit, they may be willing to co-sign on a personal loan or low-interest credit card, which may increase your chances of being approved.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Bonus tip: Tax break
If your necessary dental treatment is really expensive, you just might be able to claim a tax deduction for it. When tax time arrives, many Australian citizens are unaware that they could very well apply for a taxation rebate and consequently get some money back for their out of pocket net dental expenses.
So read on, learn and find out whether you’re eligible for a dental tax rebate in the 2012/13 financial year upon lodging your Australian tax return:
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Am I eligible for a medical taxation rebate?
Net dental expenses are the medical expenses you have paid directly out of your pocket (after any health insurance or Medicare claims have been paid). If your medical expenses incurred in the financial year exceed $2120, you are entitled to claim a tax offset of 20% of your net medical expenses over $2120.
For example, for every dollar you pay after $2120, you can claim 20 cents back on each dollar spent. The good news is that there is no upper limit on the amount you can claim. The tax offset also applies to all medical expenses incurred for yourself and/or any dependents (partner and children).
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
What is a medical expense?
The Australian Tax Office regards payments to legally qualified doctors, nurses, pharmacies and both public/private hospitals as a medical expense. This means any payment to a dentist, orthodontist or registered dental mechanic qualifies as a medical expense; even if it’s a cosmetic dental procedure.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
DISCLAIMER: Please note that this information is correct as per the Australian Taxation Office website and is intended to be taken as general information. It does not constitute as financial or accounting advice. Therefore, we encourage you consult a qualified accountant or your dentist to help determine the extent the medical taxation rebate could apply to your personal circumstance.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
Early Release of Superannuation For Dental Treatment
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Do you need major dental work but have no idea how you’re going to pay for it? You could qualify for the Early Release of Superannuation (ERS), which has been established to provide you with access to your funds when you need them most.
Instead of waiting until you are 65 years old, you are able to access your funds immediately, regardless of you are in your 20s or your 40s. That’s why requesting an early release of superannuation for dental treatment can provide enormous financial relief, especially if you have limited private health cover.
How does early Release of Superannuation (ERS) work?
The early access to superannuation funds has been designed to allow you to receive essential dental treatment that is paid for by funds that belong to you.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
However, you should note that you need to meet select criteria to apply for the early release of funds. This option should also be a last resort and one taken after all other considerations have been exhausted. Speaking to a financial counsellor before you go ahead is a good idea.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
Where Can I Get a Payment Plan?
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
As part of a growing trend, more and more dentists are supporting payment plans, which are approved at their discretion.
Payment plans may be offered in-house by a dental practice itself, but are more commonly provided by third-party, specialised companies. Some of these third-party providers offer generic payment plans for any major spending (not just dental), including zipPay, Openpay, and PayRight. Other providers cater exclusively to dental health services, as with DentiCare, MySmilePlan, and MediPay. Regardless, all payment plans have the same premise, of allowing you to pay over time as opposed to a single lump sum.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
How do Dental Payment plans work?
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Like any loan, a payment plan is a commitment. If you are interested in commencing a plan, make sure you carefully discuss your options with your dentist before you undertake any actual treatment.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
The conditions of a payment plan are flexible, and often vary depending on the amount and duration of the loan. The time span for a payment plan is commonly 6 months, 12 months, or 24 months. A deposit may or may not be necessary, and while monthly repayments are common, weekly and fortnightly options may also be available. If your application for a plan is approved, you will need to finalise its terms to suit your personal circumstances.
For an in-house plan:
If your dental practice offers in-house payment plans, you will need to inquire about their terms and conditions. The application process will differ for each practice, so make sure to check. Upon actually commencing a plan, you will simply make your repayments directly to the practice before each due date.
For a third-party plan provider:
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
If your dentist approves, you can set up a payment plan with a third-party provider. Providers have set frameworks to determine the conditions of your plan, which will affect your repayment amount and its frequency.
Some dental practices have a preferred plan provider, but if not, discuss with your dentist if you can choose your own and apply individually. Depending on the provider, your payment plan application may be a direct debit form or an online process.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
If your provider and your dentist approve the payment plan, you can begin your dental treatment. The provider will pay your dentist in full on your behalf. Then, you will make your agreed repayments to the provider – often through an easy, automated process – until you have fully paid for your dental treatment.
Are There Any Additional Fees In A Payment Plan?
Aside from repaying your dental treatment itself, third-party payment plans will involve additional spending obligations. Start-up and account maintenance fees are common, and there are sometimes penalties for early or late repayments. Plans choose their own interest rates – however, many major providers are actually interest free, including DentiCare and MySmilePlan.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Many approved practices may be able to offer payment plans. However, before making decisions based on the right plan for you, make sure to source consistent and clear information. The information on this website serves as a guide, but it is best to contact the providers directly. When you start a payment plan, it is important to carefully read all of the terms and conditions, and keep an eye out for any hidden fees.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
Am I Eligible for Payment Plan and Financing?
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Each payment plan provider has its own approval process and criteria to assess your eligibility. They may look at your credit score, income, and any history of tax debt. However, some major providers do not take credit checks at all, such as DentiCare.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Virtually all major plans require you to be 18 years or older, an Australian citizen, and able to prove that you are not bankrupt. You may also need to prove that you have a certain income in some capacity.
Temporary residents need to hold a visa that’s valid for at least the next 12 months
Information you may need on hand
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
We may ask you to verify your identity
e.g. Driver licence, Medicare card, Passport
We may ask for supporting info about your income
e.g. Electronically or by uploading documents
Other lender like Zipmoney will require your login details to your Bank account.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Some lenders main qualifying criteria is an income based, others are non-income based criteria. For patients who are retired or patients who does not have job but receiving a disability dole, or patients have no job but receiving a monthly income from a non-income based source are well suited to apply to a lender who’s main qualifying criteria is a non-income based. let us know your specific financial position so we could recommend a lender that would best suits you.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
Third party Lender of Dental Payment Plans and Interest Free Financing
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
Personal Loans to finance Dental Treatment
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
Other sources for Financing Dental Treatment
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
CRISIS AND SPECIAL HELP FROM THE GOVERNMENT
OPTIONS FOR PEOPLE ON CENTRELINK PAYMENTS -CENTERLINK LOANS
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
https://www.finder.com.au/loans-for-people-on-centrelink-payments
ACCESSING MY SUPER FOR DENTAL WORK -DENTAL TREATMENT FUNDING
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
DISCLAIMER: The abovementioned links provided are not recommendations. It is but to provide you help with links on your initial research for you much needed dental treatment. There are more other sources and options as you do your research which are not mentioned here. You have to see and assess for yourself which of those sources better suits you in your specific financial position.
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
EXPLORING MORE INFO AND STARTING WITH THE APPLICATIONS
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
ZIPMONEY
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
Create and Account or Start Application:
OPENPAY
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
MEDIPAY
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
LATTITUDE GEMVISA
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
Flexible Dental payment Options with Dental Laybys -In-House Payment Plan
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
This payment plan is ideal for patients who have smaller, non-urgent treatment plans, it is self-managed and straight forward.
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
Many of us have used or have heard of, the layby system that the larger department stores have, this payment plan works in a similar fashion.
We open a file or account for you within our dental software and whenever you get some spare money you transfer it into this account. Once you have sufficient funds for your treatment, we will go ahead with the work.
It is totally up to you how much and how often you want to pay. No finance companies are involved and no credit checks are required. This is an easy way for patients to save up for their dental treatment.
How it works:
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
STEP 1 Book an initial consultation
A fully paid consultation (and x-ray if you still have teeth) is required to establish the extent of treatment and the final figure.
STEP 2 Choose your service
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
During the initial consultation, your dentist will advise and guide you in order to choose the service targeted to your needs and budget.
STEP 3 Choose your Dental Layby duration.
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
You can choose to spread your treatment over 3, 6, 9, or 12 months.
STEP 4 Choose the instalments frequency
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
You can set up your instalments weekly, fortnightly or monthly* according to your income and budget.
STEP 5 Agree to your treatment plan.
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
Depending of what kind of treatment is involved, there are 2 ways of starting the treatment.
For a treatment such as Porcelain Veneers, Crown and Bridges, the work will be started after you completed a full amount.
For a treatment where it involves a combined restorative and Cosmetic treatment plan, your full treatment plan will be divided into 2- 4 major payment milestones. Each milestone has a target payment cost that must be paid off in order to activate them. Once activated, we will complete all work associated with that milestone. As you continue to pay off each milestone, we’ll continue to complete the dental work associated with that milestone until all milestones are completed, the treatment plan is finished according to your Dental Layby Agreement.
Dental LayBys is Subject to these terms and conditions :
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
- Payments options that we accept
- Bank Deposit Transfer.
Every time you completed the payment, send us quick email letting us know you have made the deposit with a screenshot of transfer receipt to ensure your account is updated as quickly as possible.
- If you choose to pay by credit card, you authorise us to debit the amount that is payable from your nominated credit card in accordance with the Payment Schedule on the specified payment dates.
If we are unable to successfully process any of your credit card payments, we will give you a ring and to organise payment of the outstanding amount on some other dates.
Once we received bank transfer payment or process your credit card payment, we will send you an invoice by email.
- Health insurance
Your health insurance can be used in conjunction with your Dental Lay by plan.
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
At your initial consultation, we’ll develop a treatment plan that we can use to define how much your health insurance will cover. The difference between the total treatment cost, and what is covered by your health insurance will become the new total amount of your Dental Lay by that you’ll pay over your chosen Dental Lay by duration.
All Dental Lay by monies must be collected in full before completing final treatments associated with your treatment plan.
3. Cancellation
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
If you wishes to cancel your Dental Lay by agreement, you needs to visit the our clinic, and request a cancellation, and confirmation of this cancellation will be provided, along with any refunds you are entitled to.
4. Refund
If you cancels your Dental Layby, you will be entitled to a refund. The amount you are entitled to will depend on what, if any, payment milestones/treatment have been activated or done. The customer will only be refunded the amount they have paid towards a milestone that hasn’t been activated/reached. For any payment milestones that have been activated where treatment has been completed, that money is paid to us for the associated treatment.
-
- Cancellation Fees and Charges
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
If the payment was process through Credit cards, you will be charge with the total merchant fee to transact your credit card payment.
If payment is done through Bank transfer there is no payment charges
Both payment method will incur a $30 per month admin fee
6. Agreement
Patient must sign the Dental Layby Agreement to acknowledge these terms and conditions.
If there is a significant change on your oral conditions than what was initially diagnosed, extra charges will apply and be added on your dental laybys or be paid separately
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
I need dental work but have no money and currently have no job? Where to get funding for Dental Treatment in Melbourne?
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Going to the dentist is probably not your favourite activity, but a big price tag can make dental care feel even more painful, especially if you have a neglected oral health, haven’t been to dentist for very long time and now you find yourself with terrible, excruciating toothache or need a major dental treatment.
With all this dilemma, you have added problem because you currently have no job or lost a job and can’t get a third party financing or loan anywhere else. Below you will find some ideas to get funding for your much needed dental treatment:
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
-
Ask friends and family for help
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
It can be uncomfortable to ask, but if you’re struggling to find financing and you really need dental care, turning to friends and family may be an option worth considering. They may be able to lend you money. Or, if they have good credit, or have a job, they may able to apply a dental loan on behalf of you.
-
Tax break
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
If your necessary dental treatment is really expensive, you just might be able to claim a tax deduction for it. When tax time arrives, many Australian citizens are unaware that they could very well apply for a taxation rebate and consequently get some money back for their out of pocket net dental expenses
-
Early Release of Superannuation For Dental Treatment
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
The early access to superannuation funds has been designed to allow you to receive essential dental treatment that is paid for by funds that belong to you.
-
Centrelink dental assistance – Centrelink dental allowance for adults
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
-
Access to Victoria’s public dental care services
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Victorians who are eligible for public dental care
- The following people are eligible for public dental care:
- All children aged 0–12 years
- Young people aged 13–17 years who hold a healthcare or pensioner concession card, or who are dependants of concession card holders
- People aged 18 years and over, who are health care or pensioner concession card holders or dependants of concession card holders
- All children and young people in out-of-home care provided by the Department of Families, Fairness and Housing (DFFH), up to 18 years of age (including kinship and foster care)
- All people in youth justice custodial care
- All Aboriginal and Torres Strait Islander people
- All refugees and asylum seekers.
-
Government dental scheme
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
The Child Dental Benefits Schedule
The Child Dental Benefits Schedule (CDBS) commenced on 1 January 2014 and provides access to benefits for basic dental services to around 3 million children aged 2-17 years.
Program information for families
The CDBS provides individual benefits for a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits are not available for orthodontic or cosmetic dental work and cannot be paid for any services provided in a hospital.
Eligible children will have access to a benefit cap of $1,000 over a two calendar year period.
To be eligible a child must be aged between 2-17 years and their family must receive Family Tax Benefit Part A or a relevant Australian Government payment.
Families can check whether their child is eligible for the CDBS by contacting the Department of Human Services. General information about the program can also be found on the Department of Human Services website.
-
Free dental care or minimal payment by having treatment done in Dental school
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
The Royal Dental Hospital of Melbourne (RDHM) is based in Carlton, just north of Melbourne’s CBD, and provides general, specialist and emergency dental care to all eligible Victorians. It is also a teaching hospital, which means patients may be treated by a variety of dental professionals, students, specialists in training, or other qualified staff.
dental payment plan | dentist with payment plan near me| dental payment plans australia | dental loans australia
Dental Financing Melbourne | Dental Payment Plan Options |payment plan for dentist
Looking for an affordable dental care with Interest Free Dental Financing and payment plan options in Melbourne? While we provide boutique, high-end dental services, we don’t believe that dental care should be out of anyone’s price range.
- We are committed to not let expense prevent you from benefiting from the quality of the cosmetic dentistry you desire and the General Dental treatment that you need.
- We tried our best in assisting you from maximizing your insurance benefits,
- We accept a variety of payment methods,
- We will offer you the most affordable options to meet your specific needs,
- We will endeavour to offer you assistance to maximise your chances of getting a successful outcome on your Dental financing application
- We also have special dental payment programs or in-house dental financing with Dental laybys. Ask us for more details
So Don’t let fear or embarrassment about your budget keep you from getting the dental treatments your smile deserves. Contact us today on 9629-7664! MAKE AN ONLINE BOOKING NOW
